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"Real
Estate Bits - 2"
February
2009
Money Matters
Presented By: Nino Pasquariello - Manager - Scotiabank
Yonge and Eglinton Branch
(416) 932-3885 #7000
E-Mail:
nino.pasquariello@scotiabank.com
Get a Second Opinion
It always helps to sit down and discuss your current financial portfolio with someone who can give you an objective, second opinion. Please call me anytime to arrange a meeting.
Nino
In an ever changing investment market, a Second Opinion can bring you the stability you're looking for..
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Before considering specific investments, it's important to identify your goals and priorities. What do you want to achieve? How much time do you have? What is your risk comfort level?
Assess your current portfolio
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Make changes where needed
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Regards,
Nino
Pasquariello.
Tricks Of The Trade:
An Old Cherokee Chief Is Teaching
His Grandson About Life
The chief said, “A fight is going on inside me and it is a terrible fight between two wolves. One wolf is evil - he is anger, envy, sorrow, regret, greed, arrogance, self-pity, guilt, resentment, inferiority, lies, false pride, superiority, self-doubt, worry and ego.
The other wolf is joy, peace, love, hope, serenity, humility, kindness, benevolence, empathy, generosity, truth, compassion and faith. This same fight is going on inside you, my Grandson, and inside every other human being as well.
The boy thought about this for a moment and then said to his Grandfather, “Which one will win?” The old chief replied simply, “The wolf that you feed will win.”
There is great wisdom in this short proverb and it made me think about the current economic doom and gloom that is so prevalent in the media these days. I chat with people all the time who are afraid, have lost a lot of their investments, are worried about losing their jobs and their homes and have maxed out credit cards.
There is a lot that we can’t control and we have to try to have faith that the politicians who we elected to office will do their best to sort out this sharp economic downturn. We can however remember that we can control our own lives and the way we respond to troubled times.
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Think about all you have - not what you think is missing.
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Be thankful that you live in one of the best countries in the world.
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Live in the present moment - the future and the past aren’t part of “today”.
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Give back - there is always someone less fortunate than you are. A kind smile can turn someone else’s day around.
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Believe that something “wonderful” will happen to you every day.
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Be grateful.
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Say “yes” more often.
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Find the humour in every situation and smile more often.
One of my favourite sayings is:
“The art of living lies in a fine mingling of letting go and holding on”.
These troubled times will pass - so for all of my wonderful Clients who have expressed fear and worry - you are going to be okay! Some things may change, others will remain the same - but just for today, right now - do you have everything you need?
Regards,
Rosemary...
Okay, Okay - Here's The Joke …
Another
Really Bad Joke
You Too Can Get Involved - As Evidenced By The Hundreds
Who Attended This Recent Protest Rally Against Global Warming
Mid-Month Market Update:
GTA Housing Re-Sales at 2044 in Mid February
TORONTO - February 19, 2009 - Greater Toronto REALTORS® reported 2044 sales through the first 14 days of February, compared to 2775 sales reported during the same period in 2008.
“While sales have been lower, the housing sector remains one of the pillars of the GTA economy,” said TREB President Maureen O’Neill. “Each existing home transaction generates, on average, more than $33,000 in spin-off spending on renovations and other housing-related items. This spin-off spending translates into jobs.”
“The City of Toronto needs to do its part to encourage homeownership by reducing the tax burden on existing and potential home owners,” said TREB President Maureen O’Neill. “To this end, Greater Toronto REALTORS® are calling on the City to roll back the municipal land transfer tax. We presented our views to the City’s Budget Committee yesterday.”
The average home price in the GTA was $364,748 compared to $385,735 in mid-month February last year.
“It is interesting to note that while the average price was down, the annual rate of price decline slowed compared to the previous four months,” according to Jason Mercer, the Toronto Real Estate Board’s Senior Manager of Market Analysis.
“If this trend continues into the spring, it could point towards average home prices leveling off between $360,000 and $370,000”.
Summary of Mid Month February Sales & Average Prices 2008 and 2009
City of Toronto - (416):
2009 Sales = 816 Average Price = $400,467
2008 Sales = 1066 Average Price = $434,914
Rest of the GTA - (905):
2009 Sales = 2044 Average Price = $341,013
2008 Sales = 2775 Average Price = $355,059
Ask An Expert?
These are just some of the professionals who can help you
with your home ownership concerns. If you subsequently
choose to establish a business relationship with any
person/company then you should be sure to define the
specific details of the relationship or business contract
before you proceed.
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Ask An Interior Decorator?
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Ask A Kitchenware Retailer?
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Ask A Landscape Designer?
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Ask An Employment Lawyer?
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Ask A Banker/Mortgage Broker?
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Ask A Firecode/Retrofit Specialist?
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Ask A Garden Sculpture Specialist?
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Ask A Basement Waterproofing Specialist?
Business Referrals
Client & Networking referrals are the foundation of a
successful real estate sales representative's career. Over many years in
this industry I have enjoyed the confidence and repeat
business of my clients. I appreciate your on-going support
and want you to know that I will always look after friends
and colleagues you refer to me with professionalism, care
and respect.
Rosemary Wright
Sales Representative
Sutton Group-Bayview Realty Inc., Brokerage
Independently Owned & Operated
(Bus): (416) 483-8000
(Fax): (416) 463-0159
WebSite:
www.rosemarywright.com
E-Mail:
mail@rosemarywright.com
Direct
Page: (416) 582-1216
"Professional Service With A Personal Touch"
This newsletter is never sent unsolicited. If you wish to
be removed, please reply to this
E-Mail with the words "Remove from Newsletter" in the
subject line or call me at
(416) 483-8000 to request removal.
The intent of the newsletters - "Real Estate Bits" &
"Real Estate Bits - 2" is to provide information to you
regarding real estate. Personal details such as your
name, contact information and address are never revealed
to anyone without your consent. In accordance with the
new
Privacy Act,
your consent must be given
(either implicitly or explicitly) to receive these
newsletters.If you do not want to receive my newsletters
- please notify me. My newsletters are not
intended to solicit Buyers or Sellers who are currently
under contract with any Broker.
The information and opinions contained, statistics and
articles are courtesy of TREB, CMHC or other individuals
or companies and are believed to be reliable, but their
accuracy is not guaranteed. Sutton Group-Bayview Realty
Inc., Brokerage and Rosemary Wright accept no
responsibility whatsoever for any loss arising from any
use or reliance on the accuracy and timeliness of the
information contained herein. Every endeavour is made to
ensure accuracy. These newsletters do not render
financial, legal, accounting, home inspection or
professional advice. They are for general educational
purposes only. They do not offer do-it-yourself advice.
We encourage you to always contact the appropriate
professionals or specialists to address your individual
needs.
E&OE
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