Mortgages

See the Mortgage Calculator provided to assist you.

When it comes to assessing your personal financial portfolio I can assist you with a preliminary evaluation of your monthly commitment. However for a detailed financial plan I defer to the pros. You or your family members will be treated with patience and respect by Nino Pasquariello - Scotiabank or Robert Distefano - The Mortgage Centre.

Nino Pasquariello - Senior Bank Manager of Scotiabank

Nino’s office is located at 2200 Yonge Street
(Bus): (416) 932-3885 #7000 (Fax): 416-932-3167
E-mail: nino.pasquariello@scotiabank.com

Rates As Of February 15, 2010

6 Month Open	6.50%
6 Month Closed	4.35%
1 Year Open	6.55%
1 Year Closed	2.49% - Bank's Discretion
2 Year Closed	3.25%
3 Year Closed	3.50%
4 Year Closed	4.19%
5 Year Closed	4.34%
5 Year Scotia Flex-Closed	2.25 % (Prime)
5 Year Scotia Flex-Open	3.05 % (Prime + 0.80)
7 Year Closed	5.55%
10 Year Closed	5.85%

Please Note: We are unable to guarantee the rate on the Prime Based Variable Rate products. Rates will be based on Prime at the time of the mortgage closing. On a Pre-Approved Mortgage the rate is protected for 120 days from the date of application. Please be aware that rates can change at any time. Please call Scotiabank for more details on their 5 Year “Flex Value” products.

Preferred rates for Rosemary’s clients OR 5% Cash Back on 5 year term.
Flexible pre-payment options allow you to be mortgage free faster.
120 Day Pre-Approval Certificates so you can concentrate on “House Hunting”.
Scotia Total Equity Plan - Umbrella Financing. Call Nino for details.
Mortgages rates as low as Prime minus ¾%. Ask for details.
A team of Accredited Financial Planners who take a holistic approach to relationship banking and are also here to assist in meeting your financial goals.
Our team aims to deliver a high level of service in a proactive and timely manner by ensuring a complete understanding of the client’s total banking requirements.
Whether you've landed your first "real" job, just been married, purchased a home, had a child or are ready to retire, we offer a complete range of personal banking solutions to help you reach your goals.
There are a lot of good reasons to sit down and figure out what you're planning for, where your money's going and how you're going to get where you'd like to go.

So please give us a call!

www.scotiabank.ca (corporate web-site) www.scotiabank.ca/mort (mortgages)

Robert Distefano & Mark Tamburro

The Mortgage Centre - Get a Better Mortgage

7050 Weston Road, Suite 502 Woodbridge - Ontario L4L 8G7

Bus: (905) 850-3478 Ext. 23

Cell: (416) 428-9009

E-mail: distefanotamburro@rogers.com

Website: www.getabettermortgage.ca

WHY limit yourself to only one financial institution???
Over 20 financial institutions & hundreds of mortgage products.
Several options on variable mortgages and multi-level mortgages.
Absolutely No Charge to you - no fees. (O.A.C.)
Lowest rate guarantee.
120 Day Rate Hold available on Pre-Approved Mortgages.
24 hour a day - 7 day a week personalized service.

Sutton Group-Bayview Realty Inc., Brokerage
Independently Owned And Operated
(Bus): (416) 483-8000
(Fax): (416) 463-0159
1820 Bayview Avenue
Toronto, ON M4G 4G7

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